Life Insurance May (Not) Be Optional At one stage of life you won’t probably need life insurance: especially a term insurance plan. When you have saved enough or possessed considerable wealth to leave behind, you typically don’t need life insurance. Also, retirement benefits free you from the necessity of life insurance. You don’t need to care about cost of life insurance … [Read more...]
Right Age to Buy Life Insurance (20s-30s)
When it comes to purchasing life insurance, you should not wait for your skin to grow wrinkles or joints to get pain. Many people wait to grow old enough thinking the right age to buy life insurance will come still later. But many of the many might be making a mistake unless they have accumulated enough for their heirs to inherit and live comfortably. So, what is the … [Read more...]
8 Important Times to Update Your Life Insurance Policy
As a rule, there is nothing wrong when you buy life insurance, keep paying the premiums in time and go to life as usual. But sometimes doing so may undermine the best interests of your beneficiaries. To make sure that it does not happen so, you need to look back at and review your policy. Sometimes it may lead you to update your life insurance policy. Many people … [Read more...]
6 A+ No Exam Life Insurance Companies
These days, almost all limelight insurers are offering the in-vogue insurance known as no physical exam life insurance. As the name suggests, you may choose not to undergo paramedic tests that would traditionally require you to provide blood sample, urine, saliva, take a blood pressure check-up and the like. The purpose of this type of insurance is to speed up and … [Read more...]
5 Best Places to Get Life Insurance Quotes From
How much are life insurance policies? – is one of the first questions that new buyers would often want to know. Because life insurance plans do not come with price tags or there exists no index to life insurance costs, you are usually in the dark. Though foretelling the cost is often a guesswork because many variables work behind it, it is possible to get … [Read more...]
Introduction to 12 Life Insurance Riders
What Are Life Insurance Riders? Life insurance riders are, so to say, mini insurance policies within an insurance policy. When you have any one of them, you have an extra protection for it. But the difference is that the extra protections do not come apart from the mother policy—the term or the whole life insurance plan that you purchase. They are purchased annexations … [Read more...]
7 Hidden Tips on How to Save on Life Insurance
Most people cater to the idea that life insurance is costly. Whether they are right or wrong largely depends on what they understand by life insurance. To some, life insurance is an arrangement that brings in a sum of money to their heirs in the event of their death. To others, life insurance is a financial plan that also works as an investment. If you are in the first … [Read more...]
6 Common Life Insurance Exclusions to Check
One of the least known but most important terms and phrases that you cannot escape knowing about life insurance is – life insurance exclusions. Exclusions are situations that stand in the way of your beneficiaries’ receiving the insurance benefit. That is, they are situations that may disqualify your heirs from being recipients of the death benefit. You buy life … [Read more...]
Wonder How Pain and Life Insurance Go?
Can life insurance and pain be interrelated? Perhaps, you have never asked yourself such a question. Though you may jump out of your skin if you hear your application for life insurance may come under minute scrutiny for pain, it is true. While you have often ignored your pain or have accustomed yourself to it, your insurer may not overlook it. Life insurance and pain, … [Read more...]