Employer-paid life insurance is something that you cannot but appreciate of when you talk about your employer. But, unless you are fully aware of how life insurance through work works, you may have a mistaken idea about it. So, let’s take a look at the issue.What Is an Employer-paid Life Insurance? An employer-paid life insurance is a group life insurance that your … [Read more...]
Here’s How to Choose Life Insurance Agents
If you are like some others who pout their lips when they meet life insurance agents, this post is for you. They are not useless commission-consumers, as you might have been considering them to be. The fact is they are not match-fixers. Instead their role is that of the match-makers for you.You’ll Be Surprised to Know Yes, you will be surprised to know that if you … [Read more...]
Cost of Life Insurance Worth $500,000 Term Plan
Life Insurance May (Not) Be Optional At one stage of life you won’t probably need life insurance: especially a term insurance plan. When you have saved enough or possessed considerable wealth to leave behind, you typically don’t need life insurance. Also, retirement benefits free you from the necessity of life insurance. You don’t need to care about cost of life insurance … [Read more...]
Right Age to Buy Life Insurance (20s-30s)
When it comes to purchasing life insurance, you should not wait for your skin to grow wrinkles or joints to get pain. Many people wait to grow old enough thinking the right age to buy life insurance will come still later. But many of the many might be making a mistake unless they have accumulated enough for their heirs to inherit and live comfortably. So, what is the … [Read more...]
8 Important Times to Update Your Life Insurance Policy
As a rule, there is nothing wrong when you buy life insurance, keep paying the premiums in time and go to life as usual. But sometimes doing so may undermine the best interests of your beneficiaries. To make sure that it does not happen so, you need to look back at and review your policy. Sometimes it may lead you to update your life insurance policy. Many people … [Read more...]
6 A+ No Exam Life Insurance Companies
6 Important Things to Know about No Exam Life Insurance These days, almost all limelight insurers are offering the in-vogue insurance known as no physical exam life insurance. As the name suggests, you may choose not to undergo paramedic tests that would traditionally require you to provide blood sample, urine, saliva, take a blood pressure check-up and the like. The … [Read more...]
5 Best Places to Get Life Insurance Quotes From
Life Insurance Quotes: a Brief Foreword How much are life insurance policies? – is one of the first questions that new buyers would often want to know. Because life insurance plans do not come with price tags or there exists no index to life insurance costs, you are usually in the dark. Though foretelling the cost is often a guesswork because many … [Read more...]
Introduction to 12 Life Insurance Riders
What Are Life Insurance Riders? Life insurance riders are, so to say, mini insurance policies within an insurance policy. When you have any one of them, you have an extra protection for it. But the difference is that the extra protections do not come apart from the mother policy—the term or the whole life insurance plan that you purchase. They are purchased annexations … [Read more...]
7 Hidden Tips on How to Save on Life Insurance
Most people cater to the idea that life insurance is costly. Whether they are right or wrong largely depends on what they understand by life insurance. To some, life insurance is an arrangement that brings in a sum of money to their heirs in the event of their death. To others, life insurance is a financial plan that also works as an investment. If you are in the first … [Read more...]