Term vs Whole Insurance If you are confused and want to know what’s the difference between term and whole life insurance you are in the right place. Knowing the difference is important because that pertains to your family’s protection. Choosing one type of insurance or another affects your financial life greatly too. That can be positive as well as negative. The … [Read more...]
Is VUL the Right Choice for Your Life Insurance?
VUL, extendedly speaking, variable universal life insurance is a popular type of whole life insurance that typically gives permanent protection to your heirs. But mere popularity isn’t what you should choose it for. In fact, you need to give a good consideration to it and make sure you know what you’re doing before buying it. While most people opt for traditional or ordinary … [Read more...]
5 Best Places to Get Life Insurance Quotes From
Life Insurance Quotes: a Brief Foreword How much are life insurance policies? – is one of the first questions that new buyers would often want to know. Because life insurance plans do not come with price tags or there exists no index to life insurance costs, you are usually in the dark. Though foretelling the cost is often a guesswork because many variables work … [Read more...]
Everything You Should Know About Whole Life Insurance
Like it happens with many others, buying life insurance can be a first-time experience for you. Often the first experience remains to be the last one as well. You do not happen to buy it often. Once you decide, you hover over two choices to get either: term life insurance or whole life insurance . But this may seem to give you a scary catch-22 feel. With a … [Read more...]
Annual Renewable Term Insurance Policy Explained
"Though least suggested, an annual renewable term insurance (ART) policy is sometimes worth it if fits your situation." What Is an Annual Renewable Term Insurance Policy? A term life insurance policy is a scheduled life insurance program— you get protection for a particular period of time. The protection comes in the shape of a gross amount of money known as death … [Read more...]
Do You Really Need Guaranteed Issue Life Insurance?
No matter how insistent a life insurance company agent may be, he cannot always help you get a policy. A life insurance policy is not a pay-take-and-go product. You need to qualify to buy yourself one. Else your application gets declined and this literally happens to many. But when all doors close behind you, a guaranteed issue life insurance policy is the only way open … [Read more...]
American Income Life Insurance Company Review: Good or Bad [Solved]
Purchasing life insurance is not fun. Unless you are coaxed into buying protection for your family or dependents, a lot of things should go in between your decision to buy and really buying your insurance. You probably think of shopping around to get better, if not the best, rates. That obviously needs you to choose one from several life insurance company names. … [Read more...]
New York Life Insurance Honestly Reviewed
18 Evangelical Benefits of Life Insurance
Are There Any Benefits of Life Insurance? Before you give the issue a complete shrug off, having several minutes to think over the benefits of life insurance may not be a very bad idea. After all, the insurance is on life itself, right? There could be a series of list-able reasons in favor of purchasing life insurance. While many of the sub-headings on its pros are … [Read more...]
Life Insurance for Step Children: Yes or No?
Re-marriage, divorce, separation, LGBT relationship, re-coupling, living together, dating and being alone—these are all strong trends when it comes to the American family ties. Though it might sound rather critical for a society that we live in, the fact is, these are facts. Blended families are rising in number in the USA. Back in 1990, US Bureau of Census pointed out … [Read more...]
[Answered] What Type of Life Insurance Should I Get?
I am often asked, “So, what type of life insurance should I get? That’s one of the generic questions pals ask me. I don’t usually give a direct answer to such questions. I wear a fake face: depending on who I am chatting to. Then, obviously but not always, I put forward some questions to the asker to sound him or her out. I do it strategically: so as not to upset the asker’s … [Read more...]