Re-marriage, divorce, separation, LGBT relationship, re-coupling, living together, dating and being alone—these are all strong trends when it comes to the American family ties. Though it might sound rather critical for a society that we live in, the fact is, these are facts. Blended families are rising in number in the USA. Back in 1990, US Bureau of Census pointed out … [Read more...]
Here’s How Sleep Apnea Affects Life Insurance
Sleep Apnea as a Disorder An estimated 2 million Americans, most of whom are males, are currently suffering from sleep apnea, a sleeping disorder. You might be surprised to know that 80% of the sleep apnea sufferers are not diagnosed. Sleep apnea can be an affective factor in your life insurance. And, as to how the affecting thing will works depends on several … [Read more...]
Loan on Life Insurance {Think Twice}
One of the ways life insurance comes to your rescue in times of need is when you are in need of quick loans. But let this not be taken for granted literally. You need to know the inside news. Depends on the Policy Type Life insurance policies come apart in two major shades: term life insurance and whole life insurance. Term life insurance does exactly … [Read more...]
7 {Fool-Proof} Ways to Get Cheap Life Insurance
Yes, Cheap Life Insurance Is Very Possible! Cheap life insurance is what everyone reasonably wishes for. Yes, you read it right. It is reasonable to look for less expensive life insurance because life insurance is not an investment that will certainly come back to you with profit. You might wonder if it is possible to get cheap life insurance rates. The answer is an … [Read more...]
PTSD Life Insurance: What to Do?
What Is PTSD? PTSD, you may know, is a mental disorder. It stands for post-traumatic stress disorder which a patient suffers from out of catastrophic experiences that threaten life. Traumatic experiences may arise out of any huge fear by natural disasters, witnessing crimes or even from undesired personal experiences. Though not most people experience PTSD, available … [Read more...]
Key Person Insurance: What and Why?
What Is Key Person Insurance? Key person insurance, also known as Key Man Insurance or Keyman Insurance and key employee insurance, is a business protection insurance especially designed for small business owners. As a business owner you can buy this type of insurance on a key person like a financial partner or an important employee and receive the insurance benefit when the … [Read more...]
Reasons You Need to Understand Employer-Paid Life Insurance
Employer-paid life insurance is something that you cannot but appreciate of when you talk about your employer. But, unless you are fully aware of how life insurance through work works, you may have a mistaken idea about it. So, let’s take a look at the issue.What Is an Employer-paid Life Insurance? An employer-paid life insurance is a group life insurance that your … [Read more...]
Here’s How to Choose Life Insurance Agents
If you are like some others who pout their lips when they meet life insurance agents, this post is for you. They are not useless commission-consumers, as you might have been considering them to be. The fact is they are not match-fixers. Instead their role is that of the match-makers for you.You’ll Be Surprised to Know Yes, you will be surprised to know that if you … [Read more...]
Cost of Life Insurance Worth $500,000 Term Plan
Life Insurance May (Not) Be Optional At one stage of life you won’t probably need life insurance: especially a term insurance plan. When you have saved enough or possessed considerable wealth to leave behind, you typically don’t need life insurance. Also, retirement benefits free you from the necessity of life insurance. You don’t need to care about cost of life insurance … [Read more...]